Increase Your Savings Account by Overbudgeting

Increase Your Savings Account by Overbudgeting

I’ve stressed before how important it is to have a budget. Well, now I’m adding one more reason why it’s a good idea to have a budget. Do you struggle saving money, like most millennials? According to CNBC, 72% of young millennials (ages 18-24) have less than $1,000 in their savings accounts and 31% have nothing at all in their savings account. Older millennials (ages 25-34) aren’t much better. 67% have less than $1,000 in their savings accounts, 33% have…

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7 Easy Ways to Save Money Each Month

7 Easy Ways to Save Money Each Month

Saving money isn’t always as hard as people make it out to be. It’s easy to save money if you put the time and attention in that it requires. The following tips are super simple ways to save money each month, which will help you increase your savings. 1. Become a DIYer Doing things yourself, rather than paying for a service, can help you save a TON of money. While DIY may not be the easiest thing for some people,…

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Instant Gratification is Depriving You of Money

Instant Gratification is Depriving You of Money

I’m a very impatient person. I hate waiting in lines. I hate traffic. I hate being on hold with customer service. I hate how long it takes to cook dinner. I hate having to wait an entire week between episodes of my shows. You get the point. But I realized something I need to have patience with: money. The thing is people want instant gratification and when it comes to money, that’s not really how it works. Instant gratification is…

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Why Not Retire at a Dollar Amount, Instead of An Age?

Why Not Retire at a Dollar Amount, Instead of An Age?

Today’s post is a guest post by Keith Schindler a.k.a. Shin of MoneyIsNotTaboo.com. If you haven’t checked out his blog before, do it! He’s got lots of great information to share. “So how far are you from retirement?” Most people would quote a number of years, some might say never. Why not retire at a dollar amount, instead of an age? “Retirement: The action or fact of leaving one’s job and ceasing to work.” Well, I have to agree with…

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Monthly Goals Update: August

Monthly Goals Update: August

I can’t believe it’s August already! I don’t know if everyone else feels the same, but time is flying lately! I posted my July goals post in mid-July and the middle of the month is a rough time to start working on goals. July was an incredible month. I spent the first 11 days in Italy and then just this past weekend I celebrated my first wedding anniversary in Newport, Rhode Island with my husband. While I had an amazing…

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Can You Afford to Own a Pet?

Can You Afford to Own a Pet?

One of my best friends just got a puppy and, as a dog lover, I am BEYOND excited for her! Since we got our dog a little over two years ago, her and I have been having a lot of discussions comparing our experiences thus far and one thing that has come up a few times is how much things cost. While the idea of getting a pet is absolutely wonderful, and so is the reality pet ownership most of…

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How Marriage Impacted Our Finances

How Marriage Impacted Our Finances

This weekend my husband and I will be celebrating one year of marriage (officially July 30th). It is CRAZY to me how fast this past year has gone by. While it has been an amazing one, I just can’t believe our wedding was a year ago already! I figured our one year anniversary was a good time to discuss how being married has affected our finances. A little background: my husband and I bought our house in 2013, 3 years…

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The One Word That Can Save You Money

The One Word That Can Save You Money

You’re probably wondering how a WORD can save you money, right? It sounds funny, but it really is that simple. Just say no (and follow up in action) and you will see your savings increase over time! Let me elaborate. In order to say “no” to save money, you have to turn your choices into questions. Take dieting, for example; one small step of dieting that people say helps is that when it comes to snacking you need to determine if…

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Italy: A Magical Place

Italy: A Magical Place

“Positano bites deep. It is a dream place that isn’t quite real when you are there and becomes beckoningly real after you have gone.” -John Steinbeck As many of you know, I recently traveled to Italy for vacation. There’s been a few requests for details about my trip, so I figured why not summarize it all in a blog post? Our trip to Italy was absolutely fantastic (but that goes without saying, really). It was well-deserved and much needed. If…

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Why I Bought a Luxury Vehicle

Why I Bought a Luxury Vehicle

Being a blogger means a lot of people knowing some personal things about you and, naturally, forming opinions on those things. Sometimes I worry about judgement I’ll receive for certain lifestyle choices I make if I put the information out there. However, I like the idea of being very transparent with my readers. I don’t want to be giving advice under false pretenses, which is why I’m using this post to admit something that I know many other personal finance…

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