Your Basic Guide to Retirement

Your Basic Guide to Retirement

Being a millennial, I realize that retirement sounds like a foreign, future concept to most people my age. Retirement? I’m only in my 20s/30s; I’ve got at least 30-40 more years of working left before I can retire. Why would I worry about that now? I want to use my money to enjoy my life now. Why bother working if I’m just going to save all my money and not do anything with it. These are all VERY common thoughts…

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1 Million Ways to 1 Million Dollars: Investing

1 Million Ways to 1 Million Dollars: Investing

Today’s post is a guest post from one of my fellow blogger friends. He’s got lots of great posts, so after reading this one here, be sure to check out his blog via the link below. He is also one of the bloggers featured on my Resources page! Hello, my name is David and I run Zero Day Finance, a blog dedicated to helping you control your spending with the ultimate goal of achieving financial independence. I recently wrote a…

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8 Ways Personal Finance Blogging Has Changed Me

8 Ways Personal Finance Blogging Has Changed Me

I started YourAverageDough.com at the end of February, so it has been just over 3 months that I have been blogging. I’m not going to lie, blogging is time-consuming and a lot of work, but it’s been great so far. While blogging is not my full-time job, it has still managed to change my life in some ways for the better. And being that I am only a few months in, I’m intrigued to see how many other changes will…

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How Do You Differentiate Yourself?

How Do You Differentiate Yourself?

This weekend as I was doing my usual skimming through various personal finance blogs on the internet a thought popped into my head: “How do I differentiate my blog from the others? How can I make my blog stand out?” Those simple questions brought me back to my graduate school days where I learned about business strategy, marketing, accounting and much more. I plugged in my old portable hard drive and started looking through some of my old class notes…

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The Cost of Insecurities

The Cost of Insecurities

Between magazines, television and social media, it’s almost impossible to be completely confident in the way you look (let alone some other aspects of your life). At the moment I’ve got two Cosmopolitan magazines right next to me and just glancing at the covers is enough to make people feel insecure: photoshopped women posing sexy in skimpy clothing, not to mention the taglines! “Summer Shape-Up: Tone Every Zone in Just Minutes a Day.” “Sun’s Out Buns Out! Easy Moves to…

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An Easy Way to Invest in ETFs

An Easy Way to Invest in ETFs

As I’ve been reading through other personal finance blogs, I have noticed something that keeps popping up on many of them: ETFs. While I know what ETFs are, I have never actually invested in one. If you have read my prior blog posts, my husband and I typically invest in individual companies rather than picking ETFs. So, last week when a friend of mine, who is also a subscriber of the blog and a fellow accountant, reached out to me to…

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The Best Credit Cards For Travel, Food and More

The Best Credit Cards For Travel, Food and More

I want to put it out there that I am not a points hacker. There are plenty of people out there who know more about credit card points and how to use them to their advantage than I do; however, I would consider myself fairly knowledgeable in the area. While I don’t necessarily go out of my way to open up tons of credit cards in order to get the best sign-up bonuses and points for every single purchase I…

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Can Money Buy Happiness?

Can Money Buy Happiness?

Can money buy happiness? It’s an age-old question. More often than not you hear “money can’t buy happiness.” But does anyone really know that to be true? Typically the example given is an old man who works so much he never had time to spend with his family or friends, so he ends up alone in his mansion and sad. However, if he really has THAT much money, can’t he buy friends and find someone to create a family with?…

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Your Average Dough’s Summer Reading List

Your Average Dough’s Summer Reading List

This post contains affiliate links. I may receive compensation if you click on links within this post. All opinions are my own. See my Disclaimer page for more. With Memorial Day weekend right around the corner (how is that possible already!?), I have created a short summer reading list. The list below contains books covering a wide range of topics with a focus on money, investing, lifestyle management and team building. With TV, Netflix, Facebook, video games, podcasts and the…

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6 Behaviors That Will Make You Go Broke

6 Behaviors That Will Make You Go Broke

This is basically a ‘how to’ post except normally ‘how to’ articles are written in the positive rather than the negative. I thought I would change things up a bit and share with you ways that people go broke, which in turn means these are things you should most likely avoid doing. Don’t worry; you won’t find “buy avocado toast” in this list because I’m sure that’s not going to be the thing that drives people to go broke. What…

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