Please understand that the purpose of this website is to express and share my opinions on various financial topics and that these opinions should not be used as advice to your specific financial situation. While I would hope that some of these ideas may help you in your research, you are solely responsible for your own finances and choices. I am not a financial advisor.

Additionally, I make money from affiliate relationships with companies; however, I will only work with companies that I believe in personally. You are not required or obligated to click on any links, purchase any products, or sign up for anything mentioned on this website. You do so only at your discretion.

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