With all the uncertainty in the world right now due to the COVID-19 pandemic, many people are either bulking up their emergency fund, wishing they had an emergency fund, having to dip into their emergency fund or wondering what the hell an emergency fund is? An emergency fund is money set aside for unexpected financial... Continue Reading →
It’s incredible how many people are dropping cable and, to be honest, I envy them for doing so. Out of the 80 people I polled on Twitter, 70% have cut the cord on cable. Now that we are living on one income, I find myself scrutinizing our expenses more and more, but I still can’t... Continue Reading →
Before I even got married, I dreamed about being a stay-at-home mom. I fantasized about being that wife/mother who had a gourmet dinner ready for the family every night, had a perfectly cleaned house, picked out the family’s clothing, made and packed lunches for the family, etc. Fast forward to being four months into motherhood... Continue Reading →
Adding a baby to your family is overwhelming in many ways. You’re excited; you’re terrified; you’re anxious; you’re happy; you’re sad; you’re stressed. But the good news is you can tackle some of these feelings by planning ahead of time. One of the big stressors of bringing a child into your family is the financial... Continue Reading →
Even since before I was pregnant, I was always worried about how expensive having a baby would be. While I know there are plenty of expenses to come once the baby is actually here, I have been pleasantly surprised by how much money we’ve been able to save with me being pregnant. Me being pregnant... Continue Reading →
This post is inspired by some exciting news I have been waiting to share with you all. We’re having a baby this summer! Baby Dough is due July 2019. Naturally, with a new addition to our family, we’re going to have to make some big changes to our life. One aspect of that includes making... Continue Reading →
Budgets have a bad rap. People think that budgeting means all your money has to go towards bills and saving, but that’s actually not true. Your budget should be for more than just your mortgage/rent, student loan debt, car payment, electric, water, heat, cell phone, groceries, insurance, etc. In order to be able to stick... Continue Reading →
There are a lot of personal finance bloggers who are extremely frugal. Some of these bloggers have one vehicle for a family of 5; some make their own décor for their wedding and ask their bridal party to help set up the venue; some use reusable paperless towels; some use cloth diapers; some don’t have... Continue Reading →
Besides your house, what is one of the most expensive things you own? For many people it’s their car. Unfortunately, unlike your home, cars will depreciate in value over the years (unless you have a classic car or a rare car of some sort, then those may appreciate in value over the years). The more... Continue Reading →
I’ve stressed before how important it is to have a budget. Well, now I’m adding one more reason why it’s a good idea to have a budget. Do you struggle saving money, like most millennials? According to CNBC, 72% of young millennials (ages 18-24) have less than $1,000 in their savings accounts and 31% have... Continue Reading →
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