Need vs Want

This post is about the very basic concept of need versus want. This is a concept that many people struggle with. Oftentimes, people try to justify spending by saying they “need” whatever it is they are buying, when that is, in fact, not the case. Let’s start by simply looking at definitions of these two... Continue Reading →

Why You Need a Budget

Everyone needs a budget. It doesn’t matter how great you are with your money, or how poor your money skills are, you need a budget. Although budgets can be a very tedious task, it is important to update your budget at least monthly, as this follows typical billing cycles. Budgets come in various forms and... Continue Reading →

Debt Payoff Methods

There are two common approaches to paying off debt. These approaches are typically referred to as debt snowball vs debt avalanche. Below I will discuss in detail what each of these means. Before delving into the differences in how these methods work, it is important to understand that you should always make at least the... Continue Reading →

Financial Goals

I’m dedicating my first post to financial goals because setting goals is really the first step in any process. Now, you do not necessarily need to write these goals down (but feel free to!). What I mean by setting financial goals is figuring out what it is you want to accomplish. The reason this is... Continue Reading →

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