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Category: Spending

Instant Gratification is Depriving You of Money

Instant Gratification is Depriving You of Money

I’m a very impatient person. I hate waiting in lines. I hate traffic. I hate being on hold with customer service. I hate how long it takes to cook dinner. I hate having to wait an entire week between episodes of my shows. You get the point. But I realized something I need to have patience with: money. The thing is people want instant gratification and when it comes to money, that’s not really how it works. Instant gratification is…

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Can You Afford to Own a Pet?

Can You Afford to Own a Pet?

One of my best friends just got a puppy and, as a dog lover, I am BEYOND excited for her! Since we got our dog a little over two years ago, her and I have been having a lot of discussions comparing our experiences thus far and one thing that has come up a few times is how much things cost. While the idea of getting a pet is absolutely wonderful, and so is the reality pet ownership most of…

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How Marriage Impacted Our Finances

How Marriage Impacted Our Finances

This weekend my husband and I will be celebrating one year of marriage (officially July 30th). It is CRAZY to me how fast this past year has gone by. While it has been an amazing one, I just can’t believe our wedding was a year ago already! I figured our one year anniversary was a good time to discuss how being married has affected our finances. A little background: my husband and I bought our house in 2013, 3 years…

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The One Word That Can Save You Money

The One Word That Can Save You Money

You’re probably wondering how a WORD can save you money, right? It sounds funny, but it really is that simple. Just say no (and follow up in action) and you will see your savings increase over time! Let me elaborate. In order to say “no” to save money, you have to turn your choices into questions. Take dieting, for example; one small step of dieting that people say helps is that when it comes to snacking you need to determine if…

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Why I Bought a Luxury Vehicle

Why I Bought a Luxury Vehicle

Being a blogger means a lot of people knowing some personal things about you and, naturally, forming opinions on those things. Sometimes I worry about judgement I’ll receive for certain lifestyle choices I make if I put the information out there. However, I like the idea of being very transparent with my readers. I don’t want to be giving advice under false pretenses, which is why I’m using this post to admit something that I know many other personal finance…

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How to Be Fashionable and Financially Savvy

How to Be Fashionable and Financially Savvy

A fun fact about me: I used to be a fashion blogger! I started a blog called East Coast Chic back in 2014. I quit fashion blogging for a few reasons. 1) it’s really difficult to keep up with high quality pictures. My cousin is actually a photographer and would take photos for me, but she lives 45 from me, so we would have to shoot a bunch of outfits each time. My husband (boyfriend turned fiancé at the time),…

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The Cost of Insecurities

The Cost of Insecurities

Between magazines, television and social media, it’s almost impossible to be completely confident in the way you look (let alone some other aspects of your life). At the moment I’ve got two Cosmopolitan magazines right next to me and just glancing at the covers is enough to make people feel insecure: photoshopped women posing sexy in skimpy clothing, not to mention the taglines! “Summer Shape-Up: Tone Every Zone in Just Minutes a Day.” “Sun’s Out Buns Out! Easy Moves to…

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The Best Credit Cards For Travel, Food and More

The Best Credit Cards For Travel, Food and More

I want to put it out there that I am not a points hacker. There are plenty of people out there who know more about credit card points and how to use them to their advantage than I do; however, I would consider myself fairly knowledgeable in the area. While I don’t necessarily go out of my way to open up tons of credit cards in order to get the best sign-up bonuses and points for every single purchase I…

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Can Money Buy Happiness?

Can Money Buy Happiness?

Can money buy happiness? It’s an age-old question. More often than not you hear “money can’t buy happiness.” But does anyone really know that to be true? Typically the example given is an old man who works so much he never had time to spend with his family or friends, so he ends up alone in his mansion and sad. However, if he really has THAT much money, can’t he buy friends and find someone to create a family with?…

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6 Behaviors That Will Make You Go Broke

6 Behaviors That Will Make You Go Broke

This is basically a ‘how to’ post except normally ‘how to’ articles are written in the positive rather than the negative. I thought I would change things up a bit and share with you ways that people go broke, which in turn means these are things you should most likely avoid doing. Don’t worry; you won’t find “buy avocado toast” in this list because I’m sure that’s not going to be the thing that drives people to go broke. What…

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