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Category: Spending

The Cost of Insecurities

The Cost of Insecurities

Between magazines, television and social media, it’s almost impossible to be completely confident in the way you look (let alone some other aspects of your life). At the moment I’ve got two Cosmopolitan magazines right next to me and just glancing at the covers is enough to make people feel insecure: photoshopped women posing sexy in skimpy clothing, not to mention the taglines! “Summer Shape-Up: Tone Every Zone in Just Minutes a Day.” “Sun’s Out Buns Out! Easy Moves to…

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The Best Credit Cards For Travel, Food and More

The Best Credit Cards For Travel, Food and More

I want to put it out there that I am not a points hacker. There are plenty of people out there who know more about credit card points and how to use them to their advantage than I do; however, I would consider myself fairly knowledgeable in the area. While I don’t necessarily go out of my way to open up tons of credit cards in order to get the best sign-up bonuses and points for every single purchase I…

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Can Money Buy Happiness?

Can Money Buy Happiness?

Can money buy happiness? It’s an age-old question. More often than not you hear “money can’t buy happiness.” But does anyone really know that to be true? Typically the example given is an old man who works so much he never had time to spend with his family or friends, so he ends up alone in his mansion and sad. However, if he really has THAT much money, can’t he buy friends and find someone to create a family with?…

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6 Behaviors That Will Make You Go Broke

6 Behaviors That Will Make You Go Broke

This is basically a ‘how to’ post except normally ‘how to’ articles are written in the positive rather than the negative. I thought I would change things up a bit and share with you ways that people go broke, which in turn means these are things you should most likely avoid doing. Don’t worry; you won’t find “buy avocado toast” in this list because I’m sure that’s not going to be the thing that drives people to go broke. What…

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Tips for the First Time Homebuyer

Tips for the First Time Homebuyer

With interest rates on the rise many of you may be wondering, “Should I take the leap from renting and purchase a house?” Owning a home certainly has its pros and cons. My husband and I have owned our home for just under 4 years now and we have certainly had our ups and downs with homeownership. Being a first time homebuyer can be overwhelming, so I figured I would share some advice with those going through the process. Before…

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How to Have a Debt Free Wedding

How to Have a Debt Free Wedding

Marriage is a hot topic for millennials. We all know someone who is getting married, whether it be yourself, a family member, a good friend, a coworker, we all know someone going through the process. If you’re like me, you may be wondering how in the world everyone can afford to even have a wedding. A wedding is essentially an elaborate party, but obviously when you’re the one getting married, it’s the best celebration of your entire life. Naturally, this…

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Is It Okay To Splurge?

Is It Okay To Splurge?

There is a common misconception that that being frugal means being cheap. This is not necessarily the case. Per Merriam-Webster, frugal is “characterized by or reflecting economy in the use of resources.” In other words, frugality is using your money efficiently or, simply put, making smart decisions with your money. I am here to tell you that being smart with your money does not mean you can never spend your money or splurge. It just requires you to put some…

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