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Category: Saving Money

Increase Your Savings Account by Overbudgeting

Increase Your Savings Account by Overbudgeting

I’ve stressed before how important it is to have a budget. Well, now I’m adding one more reason why it’s a good idea to have a budget. Do you struggle saving money, like most millennials? According to CNBC, 72% of young millennials (ages 18-24) have less than $1,000 in their savings accounts and 31% have nothing at all in their savings account. Older millennials (ages 25-34) aren’t much better. 67% have less than $1,000 in their savings accounts, 33% have…

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7 Easy Ways to Save Money Each Month

7 Easy Ways to Save Money Each Month

Saving money isn’t always as hard as people make it out to be. It’s easy to save money if you put the time and attention in that it requires. The following tips are super simple ways to save money each month, which will help you increase your savings. 1. Become a DIYer Doing things yourself, rather than paying for a service, can help you save a TON of money. While DIY may not be the easiest thing for some people,…

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Instant Gratification is Depriving You of Money

Instant Gratification is Depriving You of Money

I’m a very impatient person. I hate waiting in lines. I hate traffic. I hate being on hold with customer service. I hate how long it takes to cook dinner. I hate having to wait an entire week between episodes of my shows. You get the point. But I realized something I need to have patience with: money. The thing is people want instant gratification and when it comes to money, that’s not really how it works. Instant gratification is…

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Why Not Retire at a Dollar Amount, Instead of An Age?

Why Not Retire at a Dollar Amount, Instead of An Age?

Today’s post is a guest post by Keith Schindler a.k.a. Shin of MoneyIsNotTaboo.com. If you haven’t checked out his blog before, do it! He’s got lots of great information to share. “So how far are you from retirement?” Most people would quote a number of years, some might say never. Why not retire at a dollar amount, instead of an age? “Retirement: The action or fact of leaving one’s job and ceasing to work.” Well, I have to agree with…

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How Marriage Impacted Our Finances

How Marriage Impacted Our Finances

This weekend my husband and I will be celebrating one year of marriage (officially July 30th). It is CRAZY to me how fast this past year has gone by. While it has been an amazing one, I just can’t believe our wedding was a year ago already! I figured our one year anniversary was a good time to discuss how being married has affected our finances. A little background: my husband and I bought our house in 2013, 3 years…

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The One Word That Can Save You Money

The One Word That Can Save You Money

You’re probably wondering how a WORD can save you money, right? It sounds funny, but it really is that simple. Just say no (and follow up in action) and you will see your savings increase over time! Let me elaborate. In order to say “no” to save money, you have to turn your choices into questions. Take dieting, for example; one small step of dieting that people say helps is that when it comes to snacking you need to determine if…

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Guest Post: How We Paid Off $73k in 4 Years

Guest Post: How We Paid Off $73k in 4 Years

Today I’m sharing with you an inspirational debt payoff story via a guest post by Jamie. I hope you enjoy it as much as I did.   Hi, my name is Jamie Griffin and I run the blog Mr. Jamie Griffin, where I help families struggling with student loan debt achieve financial freedom. My goal is to help people realize that their circumstances are temporary, and through hard work, you can overcome any financial challenge and create a new family…

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How to Be Fashionable and Financially Savvy

How to Be Fashionable and Financially Savvy

A fun fact about me: I used to be a fashion blogger! I started a blog called East Coast Chic back in 2014. I quit fashion blogging for a few reasons. 1) it’s really difficult to keep up with high quality pictures. My cousin is actually a photographer and would take photos for me, but she lives 45 from me, so we would have to shoot a bunch of outfits each time. My husband (boyfriend turned fiancé at the time),…

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Your Basic Guide to Retirement

Your Basic Guide to Retirement

Being a millennial, I realize that retirement sounds like a foreign, future concept to most people my age. Retirement? I’m only in my 20s/30s; I’ve got at least 30-40 more years of working left before I can retire. Why would I worry about that now? I want to use my money to enjoy my life now. Why bother working if I’m just going to save all my money and not do anything with it. These are all VERY common thoughts…

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1 Million Ways to 1 Million Dollars: Investing

1 Million Ways to 1 Million Dollars: Investing

Today’s post is a guest post from one of my fellow blogger friends. He’s got lots of great posts, so after reading this one here, be sure to check out his blog via the link below. He is also one of the bloggers featured on my Resources page! Hello, my name is David and I run Zero Day Finance, a blog dedicated to helping you control your spending with the ultimate goal of achieving financial independence. I recently wrote a…

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