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Category: Making Money

Instant Gratification is Depriving You of Money

Instant Gratification is Depriving You of Money

I’m a very impatient person. I hate waiting in lines. I hate traffic. I hate being on hold with customer service. I hate how long it takes to cook dinner. I hate having to wait an entire week between episodes of my shows. You get the point. But I realized something I need to have patience with: money. The thing is people want instant gratification and when it comes to money, that’s not really how it works. Instant gratification is…

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How Marriage Impacted Our Finances

How Marriage Impacted Our Finances

This weekend my husband and I will be celebrating one year of marriage (officially July 30th). It is CRAZY to me how fast this past year has gone by. While it has been an amazing one, I just can’t believe our wedding was a year ago already! I figured our one year anniversary was a good time to discuss how being married has affected our finances. A little background: my husband and I bought our house in 2013, 3 years…

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Can the Market Get It Wrong?

Can the Market Get It Wrong?

Investing in the market today can be tough, especially if you are trying to build a portfolio of individual stocks. With the US stock market at an all-time high, many people are starting to question the strength of the rally and when it will run out of steam. Now before we get too far into it, if you are a long term investor then you probably don’t care as much about the current price of the market because your investment…

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4 Reasons You Should Take a Vacation

4 Reasons You Should Take a Vacation

Since it is officially summer now (my favorite season) I wanted to write an article about one of my favorite things, vacation! As many of you may already know I truly love vacationing. It’s one of the things that my husband and I will consistently splurge on. Small trips or big trips; domestic or international; it doesn’t matter. If I am on vacation I am happy. Which is why I was surprised to see that many Americans are letting their…

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Your Basic Guide to Retirement

Your Basic Guide to Retirement

Being a millennial, I realize that retirement sounds like a foreign, future concept to most people my age. Retirement? I’m only in my 20s/30s; I’ve got at least 30-40 more years of working left before I can retire. Why would I worry about that now? I want to use my money to enjoy my life now. Why bother working if I’m just going to save all my money and not do anything with it. These are all VERY common thoughts…

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1 Million Ways to 1 Million Dollars: Investing

1 Million Ways to 1 Million Dollars: Investing

Today’s post is a guest post from one of my fellow blogger friends. He’s got lots of great posts, so after reading this one here, be sure to check out his blog via the link below. He is also one of the bloggers featured on my Resources page! Hello, my name is David and I run Zero Day Finance, a blog dedicated to helping you control your spending with the ultimate goal of achieving financial independence. I recently wrote a…

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8 Ways Personal Finance Blogging Has Changed Me

8 Ways Personal Finance Blogging Has Changed Me

I started YourAverageDough.com at the end of February, so it has been just over 3 months that I have been blogging. I’m not going to lie, blogging is time-consuming and a lot of work, but it’s been great so far. While blogging is not my full-time job, it has still managed to change my life in some ways for the better. And being that I am only a few months in, I’m intrigued to see how many other changes will…

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An Easy Way to Invest in ETFs

An Easy Way to Invest in ETFs

As I’ve been reading through other personal finance blogs, I have noticed something that keeps popping up on many of them: ETFs. While I know what ETFs are, I have never actually invested in one. If you have read my prior blog posts, my husband and I typically invest in individual companies rather than picking ETFs. So, last week when a friend of mine, who is also a subscriber of the blog and a fellow accountant, reached out to me to…

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The Best Credit Cards For Travel, Food and More

The Best Credit Cards For Travel, Food and More

I want to put it out there that I am not a points hacker. There are plenty of people out there who know more about credit card points and how to use them to their advantage than I do; however, I would consider myself fairly knowledgeable in the area. While I don’t necessarily go out of my way to open up tons of credit cards in order to get the best sign-up bonuses and points for every single purchase I…

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Can Money Buy Happiness?

Can Money Buy Happiness?

Can money buy happiness? It’s an age-old question. More often than not you hear “money can’t buy happiness.” But does anyone really know that to be true? Typically the example given is an old man who works so much he never had time to spend with his family or friends, so he ends up alone in his mansion and sad. However, if he really has THAT much money, can’t he buy friends and find someone to create a family with?…

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