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Category: Goals

8 Ways Personal Finance Blogging Has Changed Me

8 Ways Personal Finance Blogging Has Changed Me

I started YourAverageDough.com at the end of February, so it has been just over 3 months that I have been blogging. I’m not going to lie, blogging is time-consuming and a lot of work, but it’s been great so far. While blogging is not my full-time job, it has still managed to change my life in some ways for the better. And being that I am only a few months in, I’m intrigued to see how many other changes will…

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How Do You Differentiate Yourself?

How Do You Differentiate Yourself?

This weekend as I was doing my usual skimming through various personal finance blogs on the internet a thought popped into my head: “How do I differentiate my blog from the others? How can I make my blog stand out?” Those simple questions brought me back to my graduate school days where I learned about business strategy, marketing, accounting and much more. I plugged in my old portable hard drive and started looking through some of my old class notes…

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The Cost of Insecurities

The Cost of Insecurities

Between magazines, television and social media, it’s almost impossible to be completely confident in the way you look (let alone some other aspects of your life). At the moment I’ve got two Cosmopolitan magazines right next to me and just glancing at the covers is enough to make people feel insecure: photoshopped women posing sexy in skimpy clothing, not to mention the taglines! “Summer Shape-Up: Tone Every Zone in Just Minutes a Day.” “Sun’s Out Buns Out! Easy Moves to…

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Can Money Buy Happiness?

Can Money Buy Happiness?

Can money buy happiness? It’s an age-old question. More often than not you hear “money can’t buy happiness.” But does anyone really know that to be true? Typically the example given is an old man who works so much he never had time to spend with his family or friends, so he ends up alone in his mansion and sad. However, if he really has THAT much money, can’t he buy friends and find someone to create a family with?…

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Your Average Dough’s Summer Reading List

Your Average Dough’s Summer Reading List

This post contains affiliate links. I may receive compensation if you click on links within this post. All opinions are my own. See my Disclaimer page for more. With Memorial Day weekend right around the corner (how is that possible already!?), I have created a short summer reading list. The list below contains books covering a wide range of topics with a focus on money, investing, lifestyle management and team building. With TV, Netflix, Facebook, video games, podcasts and the…

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Tips for the First Time Homebuyer

Tips for the First Time Homebuyer

With interest rates on the rise many of you may be wondering, “Should I take the leap from renting and purchase a house?” Owning a home certainly has its pros and cons. My husband and I have owned our home for just under 4 years now and we have certainly had our ups and downs with homeownership. Being a first time homebuyer can be overwhelming, so I figured I would share some advice with those going through the process. Before…

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An Update On My Mutual Conversion Investment

An Update On My Mutual Conversion Investment

Winner, Winner, Chicken Dinner That phrase has multiple meanings depending on where you look, so I will cut to the chase. I wanted to wait until we finally sold our shares in our first mutual conversion before I posted an update. As of May 1, 2017, we officially sold our shares in Putnam County Savings Bank (PCSB), a small community bank located in Westchester County, New York, for $16.28. With a cost basis of $10 per share, that’s a gain…

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20 Questions to Ask Your Partner Before Getting Married

20 Questions to Ask Your Partner Before Getting Married

So, you’ve found the love of your life and are ready to take that next huge step by officially committing to spend the rest of your lives together. That’s great! Congratulations! And if you’re reading this article before finding the one you want to live out the rest of your days with, don’t just assume this isn’t relevant. Learning this information before getting serious with someone can be just as beneficial. If you’re already married, hopefully you already know these…

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Pay It Forward

Pay It Forward

This Friday we will be attending a charity benefit for an organization dear to us. For the past 5 years, my husband and I have attended the Support Connection charity benefit, which is run to raise money for the Support Connection team. Support Connection is a group that helps those diagnosed with breast or ovarian cancers, and their family members, cope with the disease. “Support Connection is a 501(c)(3) not-for-profit organization. Our mission is to provide emotional, social and educational…

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My Short-Term Financial Goals 2017

My Short-Term Financial Goals 2017

The first post I ever wrote about on the blog was about financial goals (you can access that here). It was very short, but it listed out some ideas of goals and expressed the importance of setting financial goals. Goals are important because it gives you the motivation to take action. Without a clear idea of you what you want your finish line to look like, you may never get there. Since I have expressed how vital setting financial goals…

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