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Category: Goals

Spend How You Want As Long As You Meet Your Goals

Spend How You Want As Long As You Meet Your Goals

You can have anything you want, but you can’t have everything you want. Perhaps you have heard this before. It can be applied to many different aspects of life. Today, as usual, I’m using it in relation to personal finance. I am a firm believer in balance. All work and no play makes for a sad life. To me, not ALL money needs to be spent in the wisest way possible. However, goals need to be established, whether formally or…

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If You Want It Bad Enough, You Will Make It Happen

If You Want It Bad Enough, You Will Make It Happen

This month my husband and I will be taking a 20-day vacation to Australia and Hawaii. I’d be lying if I told you it was inexpensive. The trip consists of a total of 10 flights and 17 nights of hotel stays. We are not in the top 1% of earners. We did not receive an inheritance of some sort. We did not win the lottery. We have no debt associated with the trip. You may be wondering, then, “how in…

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Don’t Forget to Budget for Fun Money

Don’t Forget to Budget for Fun Money

Budgets have a bad rap. People think that budgeting means all your money has to go towards bills and saving, but that’s actually not true. Your budget should be for more than just your mortgage/rent, student loan debt, car payment, electric, water, heat, cell phone, groceries, insurance, etc.  In order to be able to stick with your budget and not be tempted to break it, it’s important to make sure to budget for “fun money.” What is fun money? Fun…

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How I Live a Luxurious Life of Balance

How I Live a Luxurious Life of Balance

There are a lot of personal finance bloggers who are extremely frugal. Some of these bloggers have one vehicle for a family of 5; some make their own décor for their wedding and ask their bridal party to help set up the venue; some use reusable paperless towels; some use cloth diapers; some don’t have cable; the list goes on and on. While being frugal certainly has its benefits, I need a life of balance. I don’t want to be…

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2018 Tax Law Changes That May Impact You

2018 Tax Law Changes That May Impact You

We’re just a few weeks into 2018 and there’s already a lot of changes happening. You may have actually noticed a difference in your paycheck already due to these new tax laws. Here’s a guide discussing the changes in the tax law that may impact your 2018 tax return. You’ll want to read this sooner rather than later, so that you know how each financial decision you make could potentially affect your tax return next year. Standard Deduction and Personal…

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Monthly Goals Update: August

Monthly Goals Update: August

I can’t believe it’s August already! I don’t know if everyone else feels the same, but time is flying lately! I posted my July goals post in mid-July and the middle of the month is a rough time to start working on goals. July was an incredible month. I spent the first 11 days in Italy and then just this past weekend I celebrated my first wedding anniversary in Newport, Rhode Island with my husband. While I had an amazing…

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Can You Afford to Own a Pet?

Can You Afford to Own a Pet?

One of my best friends just got a puppy and, as a dog lover, I am BEYOND excited for her! Since we got our dog a little over two years ago, her and I have been having a lot of discussions comparing our experiences thus far and one thing that has come up a few times is how much things cost. While the idea of getting a pet is absolutely wonderful, and so is the reality pet ownership most of…

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How Marriage Impacted Our Finances

How Marriage Impacted Our Finances

This weekend my husband and I will be celebrating one year of marriage (officially July 30th). It is CRAZY to me how fast this past year has gone by. While it has been an amazing one, I just can’t believe our wedding was a year ago already! I figured our one year anniversary was a good time to discuss how being married has affected our finances. A little background: my husband and I bought our house in 2013, 3 years…

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The One Word That Can Save You Money

The One Word That Can Save You Money

You’re probably wondering how a WORD can save you money, right? It sounds funny, but it really is that simple. Just say no (and follow up in action) and you will see your savings increase over time! Let me elaborate. In order to say “no” to save money, you have to turn your choices into questions. Take dieting, for example; one small step of dieting that people say helps is that when it comes to snacking you need to determine if…

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Why I Bought a Luxury Vehicle

Why I Bought a Luxury Vehicle

Being a blogger means a lot of people knowing some personal things about you and, naturally, forming opinions on those things. Sometimes I worry about judgement I’ll receive for certain lifestyle choices I make if I put the information out there. However, I like the idea of being very transparent with my readers. I don’t want to be giving advice under false pretenses, which is why I’m using this post to admit something that I know many other personal finance…

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