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Category: Debt

The Cost of Insecurities

The Cost of Insecurities

Between magazines, television and social media, it’s almost impossible to be completely confident in the way you look (let alone some other aspects of your life). At the moment I’ve got two Cosmopolitan magazines right next to me and just glancing at the covers is enough to make people feel insecure: photoshopped women posing sexy in skimpy clothing, not to mention the taglines! “Summer Shape-Up: Tone Every Zone in Just Minutes a Day.” “Sun’s Out Buns Out! Easy Moves to…

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6 Behaviors That Will Make You Go Broke

6 Behaviors That Will Make You Go Broke

This is basically a ‘how to’ post except normally ‘how to’ articles are written in the positive rather than the negative. I thought I would change things up a bit and share with you ways that people go broke, which in turn means these are things you should most likely avoid doing. Don’t worry; you won’t find “buy avocado toast” in this list because I’m sure that’s not going to be the thing that drives people to go broke. What…

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Lessen the Burden of Your Student Loans

Lessen the Burden of Your Student Loans

This post contains affiliate links. Debt can be debilitating. What’s worse is that most people graduating college today will come out with some form of debt. Of course there are exceptions to the norm, and those of you that graduated college without student loans you should consider yourself extremely lucky! My sister-in-law is graduating in a few weeks and will be attending graduate school, so it got me thinking about student loan debt. After doing some research, I was astonished to…

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How to Avoid Debt

How to Avoid Debt

Being a millennial, I am part of a generation that is completely overburdened with debt. It starts with student loan debt and the debt burden worsens with things like car loans, mortgages, home equity loans, credit cards and the list goes on and on. I’m here to tell you there are ways to avoid this debt. I’m not saying it’s possible to avoid ALL debt forever (unless you’re willing to live that type of life), but definitely some of it….

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Debt Payoff Methods

Debt Payoff Methods

There are two common approaches to paying off debt. These approaches are typically referred to as debt snowball vs debt avalanche. Below I will discuss in detail what each of these means. Before delving into the differences in how these methods work, it is important to understand that you should always make at least the minimum payment on all of your debt. What I mean by this is you should never skip a payment on one type of debt in…

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