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Category: Budget

3 Tips to Save on Auto Insurance

3 Tips to Save on Auto Insurance

Besides your house, what is one of the most expensive things you own? For many people it’s their car. Unfortunately, unlike your home, cars will depreciate in value over the years (unless you have a classic car or a rare car of some sort, then those may appreciate in value over the years). The more you use the car, or the more mileage you put on it, the less its worth. According to Statistia, there was approximately 218 million drivers…

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Increase Your Savings Account by Overbudgeting

Increase Your Savings Account by Overbudgeting

I’ve stressed before how important it is to have a budget. Well, now I’m adding one more reason why it’s a good idea to have a budget. Do you struggle saving money, like most millennials? According to CNBC, 72% of young millennials (ages 18-24) have less than $1,000 in their savings accounts and 31% have nothing at all in their savings account. Older millennials (ages 25-34) aren’t much better. 67% have less than $1,000 in their savings accounts, 33% have…

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7 Easy Ways to Save Money Each Month

7 Easy Ways to Save Money Each Month

Saving money isn’t always as hard as people make it out to be. It’s easy to save money if you put the time and attention in that it requires. The following tips are super simple ways to save money each month, which will help you increase your savings. 1. Become a DIYer Doing things yourself, rather than paying for a service, can help you save a TON of money. While DIY may not be the easiest thing for some people,…

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Can You Afford to Own a Pet?

Can You Afford to Own a Pet?

One of my best friends just got a puppy and, as a dog lover, I am BEYOND excited for her! Since we got our dog a little over two years ago, her and I have been having a lot of discussions comparing our experiences thus far and one thing that has come up a few times is how much things cost. While the idea of getting a pet is absolutely wonderful, and so is the reality pet ownership most of…

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Why I Bought a Luxury Vehicle

Why I Bought a Luxury Vehicle

Being a blogger means a lot of people knowing some personal things about you and, naturally, forming opinions on those things. Sometimes I worry about judgement I’ll receive for certain lifestyle choices I make if I put the information out there. However, I like the idea of being very transparent with my readers. I don’t want to be giving advice under false pretenses, which is why I’m using this post to admit something that I know many other personal finance…

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How to Be Fashionable and Financially Savvy

How to Be Fashionable and Financially Savvy

A fun fact about me: I used to be a fashion blogger! I started a blog called East Coast Chic back in 2014. I quit fashion blogging for a few reasons. 1) it’s really difficult to keep up with high quality pictures. My cousin is actually a photographer and would take photos for me, but she lives 45 from me, so we would have to shoot a bunch of outfits each time. My husband (boyfriend turned fiancé at the time),…

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Tips for the First Time Homebuyer

Tips for the First Time Homebuyer

With interest rates on the rise many of you may be wondering, “Should I take the leap from renting and purchase a house?” Owning a home certainly has its pros and cons. My husband and I have owned our home for just under 4 years now and we have certainly had our ups and downs with homeownership. Being a first time homebuyer can be overwhelming, so I figured I would share some advice with those going through the process. Before…

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How to Have a Debt Free Wedding

How to Have a Debt Free Wedding

Marriage is a hot topic for millennials. We all know someone who is getting married, whether it be yourself, a family member, a good friend, a coworker, we all know someone going through the process. If you’re like me, you may be wondering how in the world everyone can afford to even have a wedding. A wedding is essentially an elaborate party, but obviously when you’re the one getting married, it’s the best celebration of your entire life. Naturally, this…

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Is It Okay To Splurge?

Is It Okay To Splurge?

There is a common misconception that that being frugal means being cheap. This is not necessarily the case. Per Merriam-Webster, frugal is “characterized by or reflecting economy in the use of resources.” In other words, frugality is using your money efficiently or, simply put, making smart decisions with your money. I am here to tell you that being smart with your money does not mean you can never spend your money or splurge. It just requires you to put some…

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20 Questions to Ask Your Partner Before Getting Married

20 Questions to Ask Your Partner Before Getting Married

So, you’ve found the love of your life and are ready to take that next huge step by officially committing to spend the rest of your lives together. That’s great! Congratulations! And if you’re reading this article before finding the one you want to live out the rest of your days with, don’t just assume this isn’t relevant. Learning this information before getting serious with someone can be just as beneficial. If you’re already married, hopefully you already know these…

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