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Month: May 2017

The Best Credit Cards For Travel, Food and More

The Best Credit Cards For Travel, Food and More

I want to put it out there that I am not a points hacker. There are plenty of people out there who know more about credit card points and how to use them to their advantage than I do; however, I would consider myself fairly knowledgeable in the area. While I don’t necessarily go out of my way to open up tons of credit cards in order to get the best sign-up bonuses and points for every single purchase I…

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Can Money Buy Happiness?

Can Money Buy Happiness?

Can money buy happiness? It’s an age-old question. More often than not you hear “money can’t buy happiness.” But does anyone really know that to be true? Typically the example given is an old man who works so much he never had time to spend with his family or friends, so he ends up alone in his mansion and sad. However, if he really has THAT much money, can’t he buy friends and find someone to create a family with?…

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Your Average Dough’s Summer Reading List

Your Average Dough’s Summer Reading List

This post contains affiliate links. I may receive compensation if you click on links within this post. All opinions are my own. See my Disclaimer page for more. With Memorial Day weekend right around the corner (how is that possible already!?), I have created a short summer reading list. The list below contains books covering a wide range of topics with a focus on money, investing, lifestyle management and team building. With TV, Netflix, Facebook, video games, podcasts and the…

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6 Behaviors That Will Make You Go Broke

6 Behaviors That Will Make You Go Broke

This is basically a ‘how to’ post except normally ‘how to’ articles are written in the positive rather than the negative. I thought I would change things up a bit and share with you ways that people go broke, which in turn means these are things you should most likely avoid doing. Don’t worry; you won’t find “buy avocado toast” in this list because I’m sure that’s not going to be the thing that drives people to go broke. What…

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3 Ways to Invest in Real Estate

3 Ways to Invest in Real Estate

Last week I posted about homeownership and I am continuing the real estate theme, but this time with a different twist. My husband and I went to go look at a condo this weekend. Not for us (as many of you may already know we own a home), but for a close family member who is looking to move closer to the rest of the family. We looked at 2 places: one that was fully renovated and move in ready…

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Tips for the First Time Homebuyer

Tips for the First Time Homebuyer

With interest rates on the rise many of you may be wondering, “Should I take the leap from renting and purchase a house?” Owning a home certainly has its pros and cons. My husband and I have owned our home for just under 4 years now and we have certainly had our ups and downs with homeownership. Being a first time homebuyer can be overwhelming, so I figured I would share some advice with those going through the process. Before…

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How to Have a Debt Free Wedding

How to Have a Debt Free Wedding

Marriage is a hot topic for millennials. We all know someone who is getting married, whether it be yourself, a family member, a good friend, a coworker, we all know someone going through the process. If you’re like me, you may be wondering how in the world everyone can afford to even have a wedding. A wedding is essentially an elaborate party, but obviously when you’re the one getting married, it’s the best celebration of your entire life. Naturally, this…

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Is It Okay To Splurge?

Is It Okay To Splurge?

There is a common misconception that that being frugal means being cheap. This is not necessarily the case. Per Merriam-Webster, frugal is “characterized by or reflecting economy in the use of resources.” In other words, frugality is using your money efficiently or, simply put, making smart decisions with your money. I am here to tell you that being smart with your money does not mean you can never spend your money or splurge. It just requires you to put some…

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An Update On My Mutual Conversion Investment

An Update On My Mutual Conversion Investment

Winner, Winner, Chicken Dinner That phrase has multiple meanings depending on where you look, so I will cut to the chase. I wanted to wait until we finally sold our shares in our first mutual conversion before I posted an update. As of May 1, 2017, we officially sold our shares in Putnam County Savings Bank (PCSB), a small community bank located in Westchester County, New York, for $16.28. With a cost basis of $10 per share, that’s a gain…

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