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Month: April 2017

Lessen the Burden of Your Student Loans

Lessen the Burden of Your Student Loans

This post contains affiliate links. Debt can be debilitating. What’s worse is that most people graduating college today will come out with some form of debt. Of course there are exceptions to the norm, and those of you that graduated college without student loans you should consider yourself extremely lucky! My sister-in-law is graduating in a few weeks and will be attending graduate school, so it got me thinking about student loan debt. After doing some research, I was astonished to…

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How to Save (and Make) Money While Traveling

How to Save (and Make) Money While Traveling

The first step to dealing with a problem is admitting you have one. I’m obsessed with traveling. I cannot get enough of it. I have this constant desire to visit new places, see new things, try new foods. I’m sure I’m not alone. Aside from getting enough vacation time at work, the issue with traveling is that I don’t have an endless supply of money to pay for all the traveling I want to do. That is why I’ve compiled…

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10 Apps to Help You Save Money

10 Apps to Help You Save Money

Smartphones have officially taken over the world. It is very rare that people go anywhere without their phones. They’re used for everything from taking pictures to posting on social media to texting to banking. Did you know you can also use your phone to save yourself money? I mean if you’re going to have it with you at all times, you might as well be gaining something from it. I’ve rounded up 10 great apps that will save you money,…

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4 Investing Tips For Beginners

4 Investing Tips For Beginners

For many people, especially millennials, investing is a scary word. Millennials watched their parents, friends and relatives struggle through the most recent financial crisis of 2008-2009, where investment values were nearly cut in half. Many individuals lost their jobs and a significant portion of their retirement savings as stocks, bonds, mutual funds and 401K values all declined. With the crisis now well behind us, the market has rallied from those lows and hit all-time highs, which for some resulted in…

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Guest Post: How to Beat Passive Dividend Investing

Guest Post: How to Beat Passive Dividend Investing

Today’s guest post is by a fellow blogger friend of mine, Troy @ MarketHistory.org. Troy’s blog discusses his thoughts on investing, the stock market, and controversial personal finance issues. He runs a privately held investment firm, so he’s got some great insight! It is true that dividend investing beats index investing (i.e. tying yourself to a benchmark like the S&P 500) in the long term. From 1927 to the present, dividend stocks in the S&P 500 outperformed non-dividend paying stocks by…

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20 Questions to Ask Your Partner Before Getting Married

20 Questions to Ask Your Partner Before Getting Married

So, you’ve found the love of your life and are ready to take that next huge step by officially committing to spend the rest of your lives together. That’s great! Congratulations! And if you’re reading this article before finding the one you want to live out the rest of your days with, don’t just assume this isn’t relevant. Learning this information before getting serious with someone can be just as beneficial. If you’re already married, hopefully you already know these…

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How to Avoid Debt

How to Avoid Debt

Being a millennial, I am part of a generation that is completely overburdened with debt. It starts with student loan debt and the debt burden worsens with things like car loans, mortgages, home equity loans, credit cards and the list goes on and on. I’m here to tell you there are ways to avoid this debt. I’m not saying it’s possible to avoid ALL debt forever (unless you’re willing to live that type of life), but definitely some of it….

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Pay It Forward

Pay It Forward

This Friday we will be attending a charity benefit for an organization dear to us. For the past 5 years, my husband and I have attended the Support Connection charity benefit, which is run to raise money for the Support Connection team. Support Connection is a group that helps those diagnosed with breast or ovarian cancers, and their family members, cope with the disease. “Support Connection is a 501(c)(3) not-for-profit organization. Our mission is to provide emotional, social and educational…

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My Short-Term Financial Goals 2017

My Short-Term Financial Goals 2017

The first post I ever wrote about on the blog was about financial goals (you can access that here). It was very short, but it listed out some ideas of goals and expressed the importance of setting financial goals. Goals are important because it gives you the motivation to take action. Without a clear idea of you what you want your finish line to look like, you may never get there. Since I have expressed how vital setting financial goals…

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